1 Texas Council on Family Violence, Learn the Facts, available at http://tcfv.org/resource-center/learn-the-facts/.
2 Texas Council on Family Violence, 2017 Fact Sheet, available at http://2mg7g749lu2112sis323nkkn.wpengine.netdna-cdn.com/wp-content/uploads/2018/10/HTV-Factsheet_v4.pdf.
3 See, e.g. Office of the Manhattan Borough President, Economic Abuse: The Untold Cost of Domestic Violence, October 2012, available at https://www.ilr.cornell.edu/sites/ilr.cornell.edu/files/Economic-Abuse-Untold-Cost-of-DV.pdf.
4 Erika Sussman, The Civil Protection Order as a Tool for Economic Justice, from the Guidebook on Consumer & Economic Civil Legal Advocacy for Survivors, Center for Survivor Agency and Justice, 174-77 (2017).
5 National Domestic Violence Hotline, Texas State Report, January-June 2018, available at https://www.thehotline.org/about-the-hotline/state-reports/.
6 Erika Sussman, The Civil Protection Order as a Tool for Economic Justice, from the Guidebook on Consumer & Economic Civil Legal Advocacy for Survivors, Center for Survivor Agency and Justice, 172 (2017).
7 Adrienne Adams and Angela Littwin, The Frequency, Nature, and Effects of Coerced Debt Among a National Sample of Women Seeking Help for Intimate Partner Violence [Pending Publication].
8 Adrienne Adams and Angela Littwin, The Frequency, Nature, and Effects of Coerced Debt Among a National Sample of Women Seeking Help for Intimate Partner Violence [Pending Publication].
9 Angela Littwin, Escaping Battered Credit: A Proposal for Repairing Credit Reports Damaged by Domestic Violence, 161 U. PA. L. REV. 363, 412 (2013).
10 National Coalition against Domestic Violence, Facts about Domestic Violence and Economic Abuse, available at https://www.speakcdn.com/assets/2497/domestic_violence_and_economic_abuse_ncadv.pdf
11 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 958 (2012).
12 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 958 (2012).
13 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 972 (2012).
14 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 1003 (2012).
15 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 1003 (2012).
16 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 1005 (2012).
17 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 1005 (2012).
18 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 1005 (2012).
19 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 1005-6 (2012).
20 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 1006 (2012).
21 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 986 (2012).
22 Non-consensual debt includes debt that a victim of abuse was coerced into incurring.
23 Adrienne Adams and Angela Littwin, The Frequency, Nature, and Effects of Coerced Debt Among a National Sample of Women Seeking Help for Intimate Partner Violence [Pending Publication].
24 See Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 1001 (2012).
25 See Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 955 (2012).
26 National Coalition against Domestic Violence, Facts about Domestic Violence and Economic Abuse, available at https://www.speakcdn.com/assets/2497/domestic_violence_and_economic_abuse_ncadv.pdf
27 National Domestic Violence Hotline, Texas State Report, January-June 2018, available at https://www.thehotline.org/about-the-hotline/state-reports/.
28 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 999 (2012).
29 Casey Bond, 3 Telltale Signs You’re a Victim of Financial Abuse, Huffington Post, November 1, 2018, available at https://www.huffpost.com/entry/financial-abuse-signs-serena-will_n_5bd8c9a9e4b0da7bfc14cfd2.
30 Adrienne Adams and Angela Littwin, The Frequency, Nature, and Effects of Coerced Debt Among a National Sample of Women Seeking Help for Intimate Partner Violence [Pending Publication].
31 Adrienne Adams and Angela Littwin, The Frequency, Nature, and Effects of Coerced Debt Among a National Sample of Women Seeking Help for Intimate Partner Violence [Pending Publication].
32 National Domestic Violence Hotline, Texas State Report, January-December 2017, available at http://2mg7g749lu2112sis323nkkn.wpengine.netdna-cdn.com/wp-content/uploads/2016/12/2016_NDVH_Texas.pdf.
33 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 987 (2012).
34 Adrienne Adams and Angela Littwin, The Frequency, Nature, and Effects of Coerced Debt Among a National Sample of Women Seeking Help for Intimate Partner Violence [Pending Publication].
35 Adrienne Adams and Angela Littwin, The Frequency, Nature, and Effects of Coerced Debt Among a National Sample of Women Seeking Help for Intimate Partner Violence [Pending Publication].
36 Angela Littwin, Coerced Debt: The Role of Consumer Credit in Domestic Violence, 100 CALIF. L. R 951, 988-91 (2012).
37 See Tex. Penal Code § 32.51.
38 Texas Attorney General News Release, AG Paxton Issues Consumer Alert, September 12, 2017, available at https://www.texasattorneygeneral.gov/news/releases/ag-paxton-issues-consumer-alert-following-equifax-data-breach-reportedly-affecting-nearly-12-million.
39 Office of Sen. Elizabeth Warren, Bad Credit: Uncovering Equifax’s Failure to Protect Americans’ Personal Information, February 2018, available at https://www.warren.senate.gov/files/documents/2018_2_7_%20Equifax_Report.pdf.
40 Complaint Snapshot: 50 State Report, Consumer Financial Protection Bureau, October 28, 2018, available at: https://s3.amazonaws.com/files.consumerfinance.gov/f/documents/bcfp_50-state-report_complaint-snapshot_2018-10.pdf.
41 Id.
42 Id.
43 Id.
44 CFPB Oversight Uncovers And Corrects Credit Reporting Problems, March 2, 2017, available at https://www.consumerfinance.gov/about-us/newsroom/cfpb-oversight-uncovers-and-corrects-credit-reporting-problems/.
45 Aaron Mak, Report: Consumer Protection Agency Is Severely Limiting Its Investigation Into Equifax, Slate, February 5, 2018, available at https://slate.com/technology/2018/02/cfpb-investigation-equifax-limited.html.
46 Amy Cao, Identity Theft & Survivors of Domestic Violence, from the Guidebook on Consumer & Economic Civil Legal Advocacy for Survivors, Center for Survivor Agency and Justice, 70 (2017).
47 Amy Cao, Identity Theft & Survivors of Domestic Violence, from the Guidebook on Consumer & Economic Civil Legal Advocacy for Survivors, Center for Survivor Agency and Justice, 70 (2017).
48 Amy Cao, Identity Theft & Survivors of Domestic Violence, from the Guidebook on Consumer & Economic Civil Legal Advocacy for Survivors, Center for Survivor Agency and Justice, 74 (2017).
49 Angela Littwin, Escaping Battered Credit: A Proposal for Repairing Credit Reports Damaged by Domestic Violence, 161 U. PA. L. REV. 363, 390 (2013).
50 15 U.S.C. §§ 1601, et seq.
51 The FTC’s identity theft affidavit requires that victims state that they did not authorize anyone to use their name or personal information to incur the debts. Yet for many victims who were coerced under threat to incur debt, this lack-of-authorization requirement cannot be met. The FTC affidavit can be accessed at https://www.identitytheft.gov/.
52 Tex. Fam. Code § 85.
53 For individuals who are married and are divorcing, restitution can be determined through the divorce proceedings.